In my 10 years as an entrepreneur and business owner, I have never been in a position where a bank/investor owned my business and could thus dicate my decisions. In my opinion this is the most important factor for running a successful life and business.
This also means the responsibilty for every action taken, or not taken, lays with me. I can’t blame anyone else for the mistakes I make or the success I have and it offers a powerful tool for improvement.
Be a lamp unto your own feet; do not seek outside yourself.
It may sound harsh, especially in a time of economic crisis, but here lies the chance. Try to not blame anyone, neither the economy, nor your clients or family. Try to see the chance in a crisis and a lesson in a failure. Always look for the solution instead of focusing on the problem.